Yeah, apparently the good ol' boys (and possibly girls, too) from Sallie Mae are out in force today, trolling for those of us who are posting about our issues with their underhanded tactics.
They're trying to claim that we lead extravagant lives, refuse to pay our bills because we're irresponsible, and that we should have read the fine print to begin with.
They tell us that we need to simply buckle down, quit paying for that brand new car we just purchased, and give up the house we just put a huge mortgage on, and lead decent, bill-paying lives - oh, and pay up and on time to Sallie Mae because we should have known better than to expect we could get away with not paying our bills at all.
I don't know about anybody else, but I don't have a new car. Hell, I don't even have *A* car, let alone a new car. As for the house, I live in an apartment that my now-husband had been living in when we got together. He's been here now 8 years... and we don't intend on moving not because the rates are good, but because moving is above our means.
The fact of the matter is, these wonderful trolls are telling us everything that we have told ourselves while we beat ourselves up, trying to figure a way out of the financial mess that we've gotten into. Regardless of who signed the paperwork, and who agreed to do what, the bottom line is, we are stuck with high interest rates, exorbatant monthly payments, and no recourse to lower them because the company is having too much fun collecting from our sorry butts to even think of assisting us.
We have had to choose between paying rent or paying our student loan. We've had to, at times, choose between paying for food or paying our student loan. We aren't talking about the payment on the brand new Jag, or the new 4-bedroom house. We're talking basic necessities that Human Rights activists have been lobbying for years to get people in third world countries. Housing, Food, and basic medical care. When we must choose between one of these things and paying a student loan, there's something wrong with the system - especially when we could do all of it IF we were allowed to work out a more reasonable payment plan than $500-$700/month - and 80% of that being interest!
Honestly, I hope that Sallie Mae is paying these people a good amount of money for surfing the net in hopes of bullying us more. And I hope that somehow, that money helps salve their conscience after they read what their own company has done to thousands upon thousands of us without a lick of remorse. And I hope that someday, somehow, revenge in the way of sweet, sweet Karmic justice, will serve a HUGE helping of crow to these people for even THINKING that this was an ok job for them to follow through with.
Meanwhile, I'm going to set comments to members only - it means that you will HAVE to identify yourself before you can post. While at times I have found these trolls to be amusing, it is tedious and tiresome at this stage.